Want to pave the way for fresh possibilities for your property? Home improvement loans are indeed the best option to utilise right now. You can increase the potential value of your current property via quick and quality lending.

The loans for the home renovation usually come on lower interest rates if you can use home as collateral. You can borrow a large amount for bigger home projects. Biz Credit Lender also has the provision of unsecured home repair loans where borrowers’ income status considered. The amount will be small to borrow.

Applying for the loans is quick and convenient. Of course, we do support you at every step that will make the process easier.

home improvement loan
  • Restyle your interior
  • Add an extension
  • Create an extra space
  • Construct a courtyard
  • Loft conversion
  • Remodel your kitchen
  • Change the furniture
  • Change the lighting
  • Enhance the garden


Haven’t decided yet? Our following loan features will clear all your doubts:

  • Easy monthly repayments
  • Automatic payment deduction
  • Loan term from 6 months to 84 months
  • Competitive interest rates
  • Specialised deals for unemployed persons
  • Amount as per your need
  • No pre-payment penalty
Get Home Improvement Loans

Documents You Need To Submit To Have Your Loan Application Approved

Your income statement and creditworthiness are not enough to take out home improvement and renovation loans. You must submit the following documents if you apply for these loans for over 7 years or more than €25,000.

Home Improvement Loan Calculators

Biz Credit Lender makes sure that you get money based on your affordability. The disbursal limit is decided after considering regular expenses and the possibility of unexpected expenses. You can rest assured you will get a bespoke loan offer. Before you apply for these loans, you can know about the total cost of your home improvement loan.

We offer two types of calculator: loan repayment calculator, loan affordability calculator.

Loan repayment calculator:You have to fill out the loan amount you need and the tenure. Then, you click on the calculate option. You will get the details of monthly repayments and total amount repayable. Please note that this information is for illustrative purpose only. It binds neither you nor us in a contract. It does not raise any obligation for both the parties. The results you get are based on the current offered rate for home improvement loans in Ireland. The amount of your loan and interest rates depend on your creditworthiness and repayment capacity.

Loan affordability calculator:This calculator helps you know how much you could borrow. It requires you to fill out your net monthly income, additional income such as rental income and your commitments or obligations such as rent repayments, mortgage instalment, monthly maintenance, number of dependent family members, and the duration of the loan.

home improvement loan calculator

Get a Quick Quote for a Home Improvement Loan


We make sure that your poor credit score cannot stop you from getting a loan for home improvement. If you are buying a new home, then credit rating does matter. But for home renovation, this factor seems ineffective.

Availing bad credit loans in Ireland for home repair or renovation is well within your reach. Still, you have to impress us with your sufficient monthly income and recent financial history.

You have the option whether you provide a guarantor or not. We do not impose such obligation on you, but interest rates may vary.

Why you start an only home renovation? Why not repair your credit score too?

Yes, this is always a possibility because our easy repayment schedule will make things easier. You can repay the borrowed sum smoothly and bring necessary improvement in your credit score. For the purpose, you have to be sincere while repaying especially if you do not have any guarantor.


You like your home, but now onwards, you love it more. Avail our quick loans in Ireland and get early funding for your purpose. We give you alternatives for secured and unsecured home renovation loans on multiple features:

  Where to Use Common Features
  • Secured Home Improvement Loans
  • For complete indoor and outdoor renovation

    Large expenses

  • Collateral or guarantor is must

    Low-interest rates

    A Large amount to avail

  • Unsecured Home Improvement Loans
  • Get financing for small home renovation projects

    Best to use for kitchen repair or bathroom improvement

    Ideal for getting quick funding access

  • Same-day fund disbursal

    No or soft credit check

    Apply even with no guarantor is required

Looking for a suitable loan offer for a home renovation? Click here, apply now and get a quick quote.


What is a home improvement loan for?

You can apply for a home improvement loan for multiple uses. You can renovate your kitchen, bathroom or even improve the exterior of your house. It is cheaper than personal loans and easy to avail of too.

Can I borrow the full cost of my home improvements?

We cannot say of other lenders, but we can provide the full cost of your home improvement. However, it primarily depends upon your repayment capacity. If you borrow a large amount, you must be 100% sure of making timely repayments.

How do I apply for a Home Improvement Loan?

Only a simple process is there to apply for a home improvement loan. It involves the following steps:-

  • Fill out a single-page online form on our website;
  • Submit it carefully and wait for approval;
  • We quickly approve your application and transfer the amount on the same day.

How to find the best home improvement loan?

Finding the best home improvement loan is not difficult at all. You only need to follow these tips:-

  • Compare the market to find the best rates;
  • Choose a reliable direct lender offering flexible norms;
  • Keep your credit score ready;
  • Show your repayment capacity to the lender.
Apply Now